Terms & Conditions
Last updated on December 22, 2022
These Terms and Conditions (“T&C” or “Agreement”) will confirm the mutual understanding and agreement of (Customer) and Exela Enterprise Solutions, Inc. ("Exela") pursuant to which Exela will perform the services (“Services”) described herein. All references to Exela in this T&C are deemed to include all subsidiaries. Exela and Customer may be referred to herein individually as a “party” and together as the “parties”. The terms and conditions are as follows:
These terms and conditions govern your access to and use of the DMR® software and service (“DMR”), this site, and other related sites sponsored by us, any related services, and if applicable, applications, including integrations provided by us (collectively, the "Sites"). DMR was created by and is a brand owned by subsidiaries of Exela Technologies, Inc. (together with its subsidiaries, “Exela,” “we,” or “us”). If you are using DMR or related Sites, then these Terms apply to your use.
By accessing, using or downloading any materials from the Sites, registering for Services, or downloading or using any of our apps, Customer agrees to be bound by these terms. IF CUSTOMER DOES NOT AGREE TO THESE TERMS, CUSTOMER IS NOT AUTHORIZED AND MUST CEASE USING DMR® AND THE SITES IMMEDIATELY.
THESE TERMS CONTAIN A BINDING ARBITRATION PROVISION AND WAIVER OF JURY TRIALS AND CLASS ACTIONS GOVERNING DISPUTES ARISING FROM THE USE OF THE DMR® SERVICES WHICH AFFECT CUSTOMER’s LEGAL RIGHTS AS DETAILED HEREIN. PLEASE READ CAREFULLY. CUSTOMER, THE USER, SHALL TAKE ALL REASONABLE STEPS TO ENSURE THAT NO UNAUTHORIZED PERSONS HAVE ACCESS TO THE DMR® OR SITES, AND TO ENSURE THAT NO PERSONS AUTHORIZED TO HAVE SUCH ACCESS SHALL TAKE ANY ACTION THAT WOULD BE IN VIOLATION OF THESE TERMS.
BY USING THE SERVICES (AS DEFINED BELOW), YOU CONSENT TO RECEIVE ELECTRONIC COMMUNICATIONS FROM EXELA AND/OR ITS PARTNERS AND AFFILIATES. YOU AGREE THAT ANY NOTICES, AGREEMENTS, DISCLOSURES OR OTHER COMMUNICATIONS THAT ARE SENT TO YOU ELECTRONICALLY WILL SATISFY ANY LEGAL COMMUNICATION REQUIREMENTS, INCLUDING THAT SUCH COMMUNICATIONS BE IN WRITING, PROVIDED THAT ANY COMMUNICATION TO YOU IS SENT TO THE EMAIL ADDRESS PROVIDED ON YOUR ACCOUNT. YOU AGREE THAT ANY COMMUNICATION TO EXELA WILL BE SENT TO firstname.lastname@example.org FOR FURTHER HANDLING.
1. DEFINITIONS & ABBREVIATIONS:
Capitalized terms used but not defined herein shall have the meanings assigned to such terms in the Agreement. In addition, for purposes of this T&C, the following definitions and abbreviations shall apply.
Digital Mail Room (DMR)- The service described herein to provide an end-to-end workflow solution that manages the intake and distribution of inbound mail.
Digital Mail Room (DMR) Portal–Web-based portal providing access to Customer authorized personnel to applicable mail items having been captured for distribution
Fees - The amounts payable by Customer for the Services as set forth in Section 6 hereof and Customer’s chosen Price Plan.
Image - A single sided digital copy, and which is used as the standard unit of measure in this T&C to track digital mail volume.
Active User - A registered user that accessed the DMR portal.
Customer Mail Administrator - Customer provided personnel who routes mail items to appropriate DMR Portal recipient.
USPS Form 1583 - The USPS Form 1583 is used to authorize a commercial mail receiving agent (Exela) to receive mail on the customer's behalf. It also ensures that a responsible party is linked to the mailbox.
CRM - Exela provided/employed client relationship manager accountable for all Steady State deliverables and primary Customer contact for service management.
Exela will provide an end-to-end offsite workflow solution that manages the intake and distribution of inbound mail. The DMR automates manual processes and utilizes electronic delivery methods to automatically route mail to the recipient. Exela will perform these services at one of its designated facilities, which is a shared service environment. The mail pieces will be generally prepared for scanning by opening, removing from envelopes, removing staples, being flattened, etc. During this preparation process, any misdirected mail will be out-sorted and returned to sender.
Batches of documents will then be scanned and processed through an image enhancement tool which will apply standard enhancement techniques to the images (de-speckle, de-skew, etc.). OCR technology will be applied to the envelopes and contents. Sender and recipient data captured from the envelope along with the other OCR meta data will be supplied with the images as part of the DMR Portal mail items.
Upon completion of scanning, the physical documents will be boxed and checked into the tracking system for short-term storage for a time period of thirty (30) days, at which time they will be securely destroyed.
3. TRANSITION / IMPLEMENTATION SERVICES:
As of the Effective Date, Exela shall commence the transition Services (“Transition”).
3.1. Exela Responsibilities:
3.1.1. Assign Customers mailing address.
3.1.2. Configure the base system processes and capabilities based upon the information provided by the Customer.
3.1.3. Establish Customer in DMR Portal Production environment.
3.1.4. Provide user guides.
3.1.5. Provide required shelving and boxes for physical mail storage for the agreed upon time period of 30-days.
3.1.6. Provide front and back check images to enable the Customer to use the images for deposit using their mobile app.
3.1.7. If the Customer has purchased a Plan that includes Check Deposit Services, Exela will endorse checks and deposit them into a trust account until they have cleared the bank. Once they are confirmed cleared, Exela will then deposit the funds into the Customer’s bank account. The Customer will normally see the funds in their account within 5 days. Exela’s liability with respect to these services will be limited as stated in Section 10 of this T & C.
3.1.8. Prior to receiving the completed USPS form 1583, any mail that is received by Exela shall be returned to the sender.
3.2. Customer Responsibilities:
3.2.1. Provide Exela with executed USPS 1583 form allowing Exela to process Customer’s mail. Without the executed form 1583, mail cannot be processed by Exela and will be returned to the sender. 3.2.2 Customer must submit a Change of Address with the USPS.
3.2.3. If Check Deposit Services are part of the scope, the customer shall provide Exela with their bank name, bank address, bank routing number and bank account number.
4. ONGOING SERVICES:
4.1 Exela will provide the following ongoing Services:
4.1.1. The Customer’s mailing address at Exela. If the Customer’s mailing address becomes unavailable; Exela will provide the Customer with another address at least seven (7)-days prior to the change. Exela makes no representations and accepts no liability or responsibility for Customer’s use of the provided address. Customer accepts all responsibility and liability for the use and has had an opportunity to meet with its own legal counsel and subject matter experts to review their contemplated use of the provided address.
4.1.2. Self-service access to the DMR Portal Dashboard and Reports
4.2. Customer will have the following responsibilities during Ongoing Services:
4.2.1. Provide location to receive any physical mail that cannot be processed through DMR or requested for physical delivery.
5.1. In the event of cancelation of ongoing services for any reason:
5.1.1. Customer will not file a USPS Change of Address.
5.1.2. Customer will provide a designated address to receive mail from Exela.
5.1.3. Customer will provide the USPS Form 1583 cancellation confirmation code for new address.
5.1.4. Customer will pay postage fees and labor costs at $30 / hour incurred by Exela for the process of returning the mail.
5.1.5. Any mail that is received by Exela will be returned to the sender.
5.1.6. Exela will discard all mail received after 30-days from the cancelation date.
6. KEY PRICING ASSUMPTIONS/TERMS:
6.1. The Site provides the monthly subscription pricing (“Price Plan”) as well as pricing for optional Services not included in or above the included limits of a chosen Price Plan (“Extras”). The pricing on the Site at http://dmr.exelatech.com where Customer choses a Price Plan which is incorporated into this Agreement by reference. All fees resulting from Extras or Price Plans pursuant to this Agreement are subject to change by US. Customer agree to pay all activation fees, Price Plans and Extras (including charges incurred by persons using customer’s account) and/or for all Services.
6.2. Billing. Customer agree that Exela may immediately charge for all Fees owed to Exela. Your monthly subscription fee will be charged every month on the date of your sign-up and The billing merchant is Digital Mailroom and that name will appear on your credit card statement. By using the Services, Customer is agreeing that Exela is permitted to bill charges associated with the Price Plan and Extras, any applicable tax, customs duties and any other charges that may be incurred in connection with use of the Services. As used in this Agreement, “billing” shall indicate either a charge or debit, as applicable, against Customer’s payment method. If there is a change in Customer’s credit card validity or expiration date, Customer may edit the payment method information in the account profile. Customer will remain responsible for any uncollected amounts.
6.3. Exela will not be responsible for transmission errors, corruption of data or for the security of transmission of data during transmission, unless proven to have been the fault of Exela.
6.4. If the Customer is in default of payment due to Exela or non-payment, for whatever reason whatsoever, Exela will have the right to suspend the Customer access to Services and locking of the Customer’s account until the payment due or defaulted amount is honored. If the default or non-payment continues for more than sixty (60) days, Exela will have the right to permanently disable or lock the Customer’s account without any prior notice. In addition to permanently disabling or locking the Customer’s account, the Customer shall be liable for paying an additional 2% on the total amount due to Exela.
6.5. Check Deposit Services:
6.5.1. All Customers availing the Check Deposit Services will have to go through if an Individual - Knowing your Customer (“KYC”) process, if Business – Knowing Your Business (“KYB”) process, as a standard due diligence process to assess and monitor Customer risk. Exela's customer success team will get in touch to collect information pertaining to the KYC/KYB process once the services are subscribed to.
6.5.2. Duration of Disbursement of the Amount – If the total amount of the check is equal and above $1000 the disbursement of the amount will take place within five working (5) days. If the total amount of the check is equal and above $10,000, the disbursement of amount will take place within seven working (7) days.
6.5.3. Exela reserves the right to reverse credits posted to customer’s account if Exela committed an error or such credit has been reversed by the bank.
6.5.4. Exela will have the right to reverse deposit from the Customer’s account in case the Customer’s check is not cleared due to insufficient funds or any other reason whatsoever.
6.5.5. At any time during this T&C, the parties may mutually agree to extend and / or amend this T&C with required changes.
(a) The Parties shall timely, diligently, in good faith and on a commercially-reasonable-efforts basis, cooperate with each other, with due consideration of the goals, objectives and purposes of this T&C, to facilitate the performance of their respective duties and obligations set forth.
(b) Exela will be solely responsible for the supervision, daily direction, control and payment (including paying all employer taxes and benefits e.g. workers’ compensation and disability) of its employees (each, an “Employee”). No Employee will be eligible for Customer’s employee benefits. The relationship between the parties hereunder will at all times be that of independent contractors, and nothing herein will be construed to create any partnership, joint venture, agency, employment, or other similar relationship. Exela may provide the Product directly or through its affiliates.
(c) Exela agrees that the Product and/or deliverables shall conform in all material respects to the specifications set forth in the T&C, provided that Customer timely, accurately and completely performs all of its obligations under this T&C.
(d) Customer agrees that it shall timely, completely, and accurately perform all of its obligations and responsibilities under this T&C, including, without limitation, the timely rendering of all required decisions and approvals. Should Customer fail to comply with this term, Exela shall receive an appropriate extension of time to provide the services and/or deliverables under this agreement and shall not be held responsible or liable for any resulting delay in providing Services and/or deliverables under this T&C.
(e) Illegal Activity. Customer must immediately notify Exela of any fraudulent, unauthorized, illegal or suspicious use of the Services or any other breach of security or unauthorized or illegal activity that Customer reasonably suspects.
8. TERMINATION BREACH:
(a) Either party has the right to terminate the T&C immediately if the other party materially breaches such T&C (including, late or non-payment) and the breach continues for thirty (30) days after the breaching party receiving written notice thereof. Such termination will be Customer’s sole remedy.
(b) In addition to all other rights and remedies provided for in this T&C or by law, either party shall have the right to terminate the T&C in the event that: (i) the other party makes a general assignment for the benefit of its creditors, (ii) a trustee, custodian or receiver is appointed by any court, other than a United States Bankruptcy Court, with respect to the other party or any substantial part of such party’s assets, or (iii) the other party becomes unable to pay its debts when such debts become due.
a) Each party will indemnify the other party, its respective directors, officers and employees (each an “Indemnified Party”), from all losses, claims, damages and expenses (including court costs and reasonable attorneys’ fees) (collectively, “Losses”) asserted against the other party by third parties.
b) Customer will indemnify Exela, its directors, officers and Employees, from all Losses asserted against Exela by third parties arising out of or relating to Customer’s failure to secure the appropriate rights (including the right to provide to Exela) to all software, data, materials, or other information that Exela copies, uses, processes, stores or distributes, as applicable, on Customer’s behalf.
c) Customer agrees to indemnify Exela for any losses, liabilities, costs, expenses suffered or incurred as result of Customer issuance of bad check.
d) The party claiming indemnification will promptly notify the other party of a claim. The indemnifying party will have the right to control the defense of the claim including the right, with the consent of the Indemnified Party (which consent will not be unreasonably withheld, conditioned or delayed), to compromise or settle the claim. The Indemnified Party will participate in the defense if requested to do so by the indemnifying party and will be reimbursed for its reasonable direct out-of-pocket expenses incurred as a result of such participation. Each party agrees that it shall not enter into any settlement agreement requiring any action or admission of fault by the other party without the other party’s prior written consent (which consent will not be unreasonably withheld, conditioned or delayed).
10. LIMITATIONS OF LIABILITY; DAMAGES WAIVER:
a) Each party’s total liability to the other for any and all claim(s) arising from or in any way related to this Agreement and any T&C will not exceed the sums paid by Customer for the service that is the subject of such claim(s) during the previous six (6) month period, excluding pass through costs such as postage and freight, regardless of the basis of such claim(s), with an exception to Clause 6.4. In case of default in payment or non-payment as stated under Clause 6.4, the Customer’s liability shall also include an additional 2% on the total amount due to Exela.
b) Check Deposit Services - Exela will not be responsible for the loss of checks unless the Customer has purchased a Plan that includes Check Deposit Services and Exela have failed to provide the services as agreed. Exela liability with respect to the Check Deposit Services will be limited as stated herein and will only include a refund of fees that the Customer have paid for the service for the billing cycle in which the loss occurred.
c) The foregoing limitation does not apply to damages proximately caused by: (i) bodily injury or tangible personal property damage for which a party is legally liable; (ii) misappropriation of confidential information by a party in breach of its confidentiality obligations hereunder; or (iii) to claims for which liability may not be limited in accordance with applicable law.
d) Exela’s liability for any claims or damages relating to or arising from the loss, damage, or delay in delivery of any document, envelope, package, or supplies is limited to one hundred dollars ($100) for such documents, envelopes, packages, or supplies, that are proven to have been in Exela’s care, custody and control, notwithstanding any provision in this T&C to the contrary. Exela is not liable for transmission or corruption of data or for the security of data, except as specified in this T&C. In no event shall Exela be liable for damages or injuries resulting from or in connection with a pollutant in the mail, a “dirty” bomb, or an explosive containing a pollutant or similar substance excluded by Exela’ insurance coverage, or cleanup costs in the event of contamination.
e) Neither party is liable for any indirect, special, punitive, incidental nor consequential damages, including lost profits (other than amounts due to Exela under this T&C), lost savings, loss of or damage to data or business opportunities.
f) The parties agree that any claim or cause of action arising out of or relating to this T&C must be filed within three years of the time it arose or forever be barred.
g) The provisions of this Section survive termination or expiration of this T&C as necessary to effect its purpose.
11. Confidential Information:
In connection with the Services, the Customer and Exela may share proprietary or non-public information (“Confidential Information”) which may or may not be designated as “Confidential,” “Proprietary” or some similar designation. "Confidential Information" will not include any information which: (a) was previously known to the other party without restriction on use or disclosure; (b) is or becomes publicly available, through no fault or breach of these terms by the receiving party; (c) is rightfully obtained by the receiving party from a third party not under a duty of confidentiality and without restriction on use or disclosure; (d) is independently developed by such other party without reference to the Confidential Information.
The receiving party of Confidential Information agrees: (a) not to disclose Confidential Information to a third party, with the exception that Confidential Information may be disclosed to such party’s employees, and/or its affiliates, consultants, attorneys, accountants or other professional advisors who have a need to have the information that are under confidentiality obligations that are at least as restrictive as the terms contained herein or subject to direction of the disclosing party; (b) to protect the secrecy of and to avoid disclosure and unauthorized use of the disclosing party's Confidential Information to the same degree that it takes to protect its own Confidential Information, and in no event less than reasonable care; and (c) to use Confidential Information only as necessary to fulfill its obligations and exercise its rights under this Agreement.
Upon termination or expiration of your access to the Services, Exela will have no further obligations in respect of your Confidential Information.
(a) Notices. All notices and other communications must be in writing and will be deemed to have been given to the address set forth on the signature page hereto, or to such other address as may be designated in writing, if sent by registered or certified mail, with return receipt requested, or by a nationally recognized overnight carrier to the addresses set forth below the parties’ names on the signature page.
(b) Marketing: Customer grants Exela the right to list, present or utilize their name and logo as a current DMR customer on Exela’s service website and/or marketing materials until the current services with the Customer are terminated.
(c) Governing Law. This agreement and any claim, whether in contract, tort or otherwise arising from this Agreement, shall be governed by and interpreted in accordance with the laws of the State of New York. Except as otherwise set forth herein, the Parties: (i) agree that any legal action or proceeding arising under this Agreement shall be brought in the State of New York, (ii) irrevocably submit to the jurisdiction of such courts; (iii) agree not to assert any claim or defense that they are not subject to the jurisdiction of such courts, that any such forum is not convenient or the venue thereof is improper, or that this Agreement or the subject matter hereof may not be enforced in such courts; and (iv) agree to accept service of process by certified or registered mail or by any other method of authorized law.
(c) Binding Arbitration. IN THE EVENT OF A DISPUTE, CONTROVERSY OR CLAIM ARISING OUT OF OR RELATING IN ANY WAY TO THESE TERMS OR TO EXELA, THE COMPLAINING PARTY SHALL NOTIFY THE OTHER PARTY IN WRITING THEREOF. WITHIN THIRTY (30) DAYS OF SUCH NOTICE, BOTH PARTIES SHALL ATTEMPT TO RESOLVE THE DISPUTE IN GOOD FAITH. IF THE DISPUTE IS NOT RESOLVED BY NEGOTIATION OR MEDIATION, AT ANY TIME AFTER EXPIRATION OF THIRTY (30) CALENDAR DAYS FROM THE DATE OF THE WRITTEN REQUEST FOR INFORMAL SETTLEMENT. INSTEAD OF SUING IN COURT, WE EACH AGREE TO SETTLE DISPUTES ONLY BY ARBITRATION, ACCORDINGLY. THE DISPUTE SHALL BE SUBMITTED TO BINDING ARBITRATION IN ACCORDANCE WITH THE AAA COMMERCIAL ARBITRATION RULES BY A SOLE INDEPENDENT ARBITRATOR CHOSEN BY THE AAA OFFICE IN NEW YORK CITY. THE ARBITRATOR SHALL ISSUE A WRITTEN AWARD STATING THE REASONS THEREFOR. THE RULES IN ARBITRATION ARE DIFFERENT. THERE’S NO JUDGE OR JURY, AND REVIEW IS LIMITED, BUT AN ARBITRATOR CAN AWARD THE SAME DAMAGES AND RELIEF, AND MUST HONOR THE SAME LIMITATIONS STATED IN THESE TERMS AS A COURT WOULD. JUDGMENT UPON THE AWARD RENDERED BY THE ARBITRATOR SHALL BE BINDING ON BOTH PARTIES AND MAY BE ENTERED IN ANY COURT OF COMPETENT JURISDICTION. THE ARBITRATION SHALL BE CONDUCTED IN THE ENGLISH LANGUAGE. EITHER PARTY SHALL RETAIN THE RIGHT TO OBTAIN INTERIM EQUITABLE RELIEF IN ANY COURT OF COMPETENT JURISDICTION. IN NO EVENT SHALL THE ARBITRATOR BE EMPOWERED TO AWARD PUNITIVE DAMAGES. EACH PARTY SHALL BEAR ITS OWN EXPENSE OF ARBITRATION AND SHALL SHARE EQUALLY THE COST OF THE ARBITRATOR AND THE ARBITRATION PROCEEDINGS.
(d) Waiver of Jury Trial; Class Action Waiver. SUBJECT TO THE FOREGOING AGREEMENT TO ARBITRATE, EXELA AND YOU EACH KNOWINGLY WAIVE ANY RIGHT TO JURY TRIAL UNDER THESE TERMS, AND YOU FURTHER AGREE THAT ARBITRATION SHALL PROCEED SOLELY ON AN INDIVIDUAL BASIS WITHOUT THE RIGHT FOR ANY CLAIMS TO BE ARBITRATED ON A COLLECTIVE OR CLASS ACTION BASIS OR ON A BASIS INVOLVING CLAIMS BROUGHT IN A PURPORTED REPRESENTATIVE CAPACITY ON BEHALF OF OTHERS ("CLASS ACTION WAIVER"). CLAIMS MAY NOT BE JOINED OR CONSOLIDATED UNLESS AGREED TO IN WRITING BY US. THE WAIVER OF JURY TRIAL AND AGREEMENT TO ARBITRATE SHALL REMAIN IN EFFECT EVEN IF THE CLASS ACTION WAIVER IS LIMITED, VOIDED, OR FOUND UNENFORCEABLE. YOU AND EXELA AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING
(e) DISCLAIMER OF WARRANTIES. THE EXPRESS REPRESENTATIONS AND WARRANTIES CONTAINED IN THIS AGREEMENT ARE EXELA’S ONLY REPRESENTATIONS AND WARRANTIES. EXELA HEREBY DISCLAIMS ANY AND ALL OTHER REPRESENTATIONS OR WARRANTIES OF ANY KIND OR NATURE, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. TO THE EXTENT THAT THE SERVICES PROVIDED HEREUNDER INCLUDE INTERNET REPOSITORY STORAGE OR TRANSFER OF DATA OVER THE INTERNET, EXELA DOES NOT WARRANT THAT THE INTERNET, THE SYSTEM, THE NETWORK OR CUSTOMER’S WEBSITE(S) WILL BE UNINTERRUPTED OR ERROR FREE. USE OF THE INTERNET IS AT CUSTOMER’S SOLE RISK. EXELA DOES NOT WARRANT THAT CERTAIN RESULTS MAY BE OBTAINED BY CUSTOMER IN CONNECTION WITH ITS USE OF CUSTOMER’S WEBSITE(S).
(f) Force Majeure; Excuse. Neither party will be responsible or incur liability for any delay/failure to the extent it results from causes beyond its control, including but not limited to fire, explosion, act of terrorism, war, labor dispute, embargo, government order or requirement, civil or military authority, natural disaster, epidemic, general internet or communication line failures, power surges, civil disturbance, flood, earthquake, tornado, crime, riot, sabotage or other similar types of situations. If such situation occurs, the affected party will give prompt written notice to the other party and will use commercially reasonable efforts to resume operations as soon as practicable. Exela will only perform the Services in conditions it deems to be safe for its Employees. Except as set forth in the T&C, Exela will not be obligated to manage or handle hazardous wastes or hazardous chemicals nor ship hazardous materials or hazardous chemicals as defined in Department of Transportation regulations.
(g) Assignment, Amendment and Waiver. This T&C may not be assigned without the prior written consent of the other party (whether by operation of law or otherwise), except that either party may assign this T&C to a parent, subsidiary, affiliate, or successor to substantially all of the assets or stock of such party. Any purported assignment without consent will be deemed null and void and as having no effect. Exela may revise this T&C or any additional terms and conditions that are relevant to the Services from time to time to reflect changes in the law or to the Services. Please review the site on a regular basis to obtain timely notice of any revisions. We will post the revised terms on the Site with a “last updated” date. You agree that we shall not be liable to you or to any third party for any modification of the Terms. IF YOU CONTINUE TO USE THE SERVICES AFTER THE REVISIONS TAKE EFFECT, YOU AGREE TO BE BOUND BY THE REVISED TERMS. No waiver will be deemed to be made by any party of any of its rights hereunder, unless the same will be in a writing signed by the waiving party.
(h) Counterparts. This T&C may be signed in one or more counterparts, both of which taken together will constitute one instrument.